loan services


MasterCard® and Visa®- Take a look at FMNB's MasterCard® or Visa® and take advantage of the NO ANNUAL FEE, 25-DAY GRACE PERIOD (finance charge may be avoided by paying monthly balance in full within the grace period), AND OUR LOW ADJUSTABLE INTEREST RATE. Interest rate is Prime plus 5.9% for purchase and Prime plus 6.9% for cash advance. (Rate may vary monthly as determined by the prime rate published in The Wall Street Journal).

Interest Rates


Gold MasterCard®- You have worked hard and now you deserve the Gold. You'll receive more benefits when you use Farmers-Merchants National Bank's Gold MasterCard® Credit Card.

Low annual fee - $30
Earn Cash Rebates on retail purchases throughout the year.
MasterCard VacationTM -
Gold TicketTM Exclusives
Purchase Assurance®
Extended Warranty
MasterRental® Insurance Coverage
Master RoadAssist® Roadside Service
MasterCard Global ServiceTM
Travel Assistance Services

Interest Rates





Farmers-Merchants National Bank Disclosures


Photographs by Larry Kanfer Photography, www.kanfer.com