loan services

Farmers-Merchants National Bank has the right loan for you. Whether you are buying a car, house, taking a vacation, or need a little cash to "get you through", we can help. Contact one of our qualified loan officers to discuss your cash needs.

Because our loan decisions are made right here at Farmers-Merchants National Bank, we can offer you a quick response to your loan request.


real estate loans

Farmers-Merchants National Bank offers a variety of fixed and adjustable rate loans including the Rural Development Guaranteed Fixed Rate Mortgage.

First time home buyer
Owner-occupied residence
Rural Development Guaranteed Fixed Rate Mortgage
Second home
Construction loans
Bridge Loans
Refinancing

Call us toll free at 888-379-4343 for current interest rates.


personal loans

Personal loans for a variety of reasons: buying a new or used car, refinancing your home, home equity lines of credit, etc.

Secured loans to buy a new car or boat
Unsecured loans to take that long awaited vacation
Home equity loans to remodel or consolidate debt
Student Loans

Personal Loan Rates


credit cards

Visa®
Regular MasterCard®
Gold MasterCard®

Credit Card Rates





Farmers-Merchants National Bank Disclosures


Photographs by Larry Kanfer Photography, www.kanfer.com