investment services


insured money market account

Earn a higher interest rate with the assurance of FDIC insurance coverage.
Minimum opening balance and balance required to avoid service charges - $1,000
Interest Rate and Annual Percentage Yield (APY) - See Interest Rates
Interest Computation Method - Average Daily Balance*
Interest will be compounded and credited monthly
Statement Period - Monthly
Monthly Maintenance Fee, if balance falls below $1,000 - $5
The interest rate may fluctuate and is subject to change.
Transaction Limitations: Transfers from an Insured Money Market account to another account or to third parties by preauthorized, automatic, internet banking, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.

*The Average Daily Balance is determined by adding the full amount of principal in the account for each day of the period and dividing the figure by the number of days in the period.




Farmers-Merchants National Bank Disclosures


Photographs by Larry Kanfer Photography, www.kanfer.com