EQUAL HOUSING LENDER

We Do Business in Accordance With the
Federal Fair Housing Act and the Federal
Equal Credit Opportunity Act

UNDER THE FAIR HOUSING ACT, IT IS ILLEGAL, BECAUSE OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIALSTATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:
Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling: or
Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, on in appraising property.


IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity Department of Housing & Urban Development
Washington, DC 20410
or:
Office of Customer and Community Programs
Comptroller of the Currency
Washington, D.C. 20219


UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:
On the basis of race, color, national origin, religion, sex, marital status, or age
Because income is from public assistance, or
Because a right was exercised under the Consumer Credit Protection Act


IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Division of Compliance and Consumer Affairs
Federal Deposit Insurance Corporation
Washington, DC 20429-9990






Farmers-Merchants National Bank Disclosures


Photographs by Larry Kanfer Photography, www.kanfer.com